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A Radical Solution To America’s Insolvent Financial System

Mansoor H. Khan writes, in response to our article on banking: The core problem of the banking system in the United States (and maybe the world’s banking system as a whole) is not liquidity but insolvency. The liabilities of the U.S. banking sector exceeds the value of its assets. The issue is not only the toxic assets (toxic mortgage backed securities, toxic commercial real estate loans, sub-prime mortgages, alt-A loans, adjustable loans likely to go bust, increase in prime mortgage default rates, etc) but also off-balance sheet liabilities (such as expected huge unaccounted for future derivatives losses).This means that bailouts are just beginning and will require bigger and bigger sums of taxpayers’ money as time goes on. The government will resort to borrowing more and more... 

We Present A Comment On Our Article About Global Warming

Today we post a comment to Martin McCauley’s article Global Warming: It’s A Myth by one of our readers, Chuck D. We thought it might interest some people. Chuck D writes: This is an exercise for the two days that I been investigating the findings regarding Global Warming. Prior to this, I was also assigned to work with my group in EE183-Engineering Ethics to research on solutions that mitigate and counter Global Warming. I assumed the position of verifying if Global warming is an actual problem to be concerned about. It would be quite pointless to think of a solution for a fictitious problem, don’t you think? It appeared that within a class of 30 students, I was the only to cast doubt on the issue. But it was a class project, in term of ethics, my need to get the assignment... 

Our Reader Calls On People To Check Their Receipts

Today we are posting a comment by one of our readers, Chris Poston, who has written to us in response to our article called, I Will Never Again Buy Anything At Boots The Chemist. Ever. We will send Chris a voucher to the value of £20 which can be used in the chemist Bliss, once he sends us his address as comment to the recent announcement to readers. Chris writes: I have just returned from a four day break mear Dartmouth and the weather was very good, so good that my wife quickly got sunburnt as she is very fair skinned, so a quick call into Boots, Dartmouth to purchase some Aloa Vera soothing gel at £5.99 a bottle + two reduced items at £1.10 each totalling £8.19. The till totalled this up to £12.49 !!!!! and when we brought it to the attention of a more senior female assistant... 

The End Of The World? Not Today

Gren-Hilda Duval de Villeneuve writes: Today, in South Africa, we have a public holiday, and notwithstanding the fact that we have far too many of them for our fragile economy to handle, it is a glorious day! It is a winter’s day that would fool you into thinking it was midsummer, and the sun is heavenly on bare skin that has been oppressed by many layers of clothing for too long. Bare feet shiver in delight with the energy of the earth.This all sounds very wonderful, and it is, but why is it the best day of my life? What life changing moment have I experienced today? Did I win the lottery? Did something momentous happen to a member of my family? No, it is just an ordinary, if lovely, sunny day. And I have not even had a glass of wine yet! The fact is that we are constantly being bombarded... 

A Passionate Comment From One Of Our Readers

We have received a passionate comment to our article on charity from one of readers in South Africa and we decided to post it as a separate piece. Here it is: Maybe you have opened a floodgate, but here goes. Your discussion on charity had me thinking how awful it is that we are so scared of getting personally involved, and the worst thing is that we are right to be cautious. I do not give money, unless I know the charity well, which is possible as I am from a small town, but will give food to a feeding scheme, for example. It also made me think of something else you wrote, about the older you get, the less friends you need. My husband and I have always felt that way, as friends always seem to end up causing grief. But how awful is it that we can’t make connections with each other, without... 

We Present The Latest Comments By Our Readers

We have received quite a few comments on our piece Jacob Zuma Is Zooming Into The Presidency Of South Africa. Is This A Good Thing. Thecave writes: ‘I’m a South African going to the polls today. Your article gives a fair appraisal of where South Africa is at. The one consolation for having an uneducated, unwise, backward man of dubious morality in the presidency is that the last guy was so bad, it’s hard to imagine Zuma being worse. Thabo Mbeki drove the dream of the rainbow nation straight off a cliff, with a Harvard examination estimating that 300,000 people are dead in South Africa who would be alive today if not for Mbeki’s refusal to accept the science (and blatantly obvious consequences) of HIV. ‘Furthermore, he ran the civil service as a jobs-for-pals racket that... 

We Present Some Of Our Most Recent Readers’ Comments

We have received loads of comments in the past several days. Must be something in air. But we are always grateful to people who write to us, even if they disagree strongly with what we say.In response to our piece, Jacob Zuma Is Zooming Into The Presidency of South Africa. Is It A Good Thing?, Elana sent us a passionate response. She writes: ‘No, I don’t think that Zuma should be President of South Africa. He is not recognising important elements of what the country needs. There is corruption and extreme poverty that needs to be addressed. People need houses, they need AIDS retroviruls. They do not need a corrupt leader who made ‘promises’ without saying what he is promising. South Africans need zero tolerance to crime, they need an education system to stop teens murdering... 

We Present Some Of Our Readers’ Comments. And Award Them Prizes

(All the readers who are mentioned here by their names or symbols please send in your addresses and you will all receive prizes for your contributions, including gift vouchers and latest CDs. We will be giving out more of them so keep your comments coming in.)We have received a lot of comments in response to our article about the scandal surrounding Labour’s plans to launch a slanderous campaign against the Conservatives on the web using unsubstantiated rumours, The Scandal With Damaging Emails Looks Like A Set Up. It Plays Into Labour’s Hands. Robert writes: ‘Correct! Mud sticks! DisInfo(rmation) and Diversion at their finest. Twisted and devious, that effectively removed the far more damaging ‘MP expenses’ and ‘Quick’ (Another ‘accidentally-on-purpose’... 

We Present Some Of The Recent Readers’ Comments

Before we present the most recent comments by our readers on our articles we would like to remind all of you that we are running a survey on our website and trying to establish where our readers come from and what they would like to see on our website. The first question of our survey has been posted on the home page. Please find the time to make a couple of clicks and tell us about yourself. Thank you in advance for your co-operation.And now for your comments. We had quite a response to our article on the NATO summit in Strasbourg, The NATO Summit Proves One Thing: The Alliance Is Going Through An Identity Crisis. John says: ‘I agree with your main point that it is absurd that NATO should take orders from America. The war in Afghanistan is unwinnable. There is only one way out of it and... 

Readers Comment On Our Take On Bravery And Recklessness.

We have received a lot comments from our readers on our article about mixing recklessness with bravery that we include further down below.John thinks that we were absolutely right in stressing that the driver of the double-decker bus in London was wrong in resisting the two thugs with knives who demanded his cash box. He writes: ‘The driver is first of all responsible for the safety of his passengers. The cash in his box was probably insured anyway. What was the point of getting into a fight and crashing the bus? He got his priorities wrong.’ CDP says: ‘I agree that it is reckless to endanger others in these situations. The bus driver should have just given the money. But at some point you have to stand up for yourself. If criminals are willing to walk up to you with a gun and demand... 

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